Mission Statement
Our mission is to enhance the mortgage product offerings for all Credit Unions, be it owners or affiliates, by way of the diverse mortgage products offered and by keeping each Credit Union's mortgage origination and servicing income in the communities they serve.
Neighborhood Mortgage Solutions (NMS) is a Credit Union owned Credit Union Service Organization (CUSO) providing Mortgage services to fellow Credit Unions. NMS provides the expertise needed to work with Fannie Mae and government sponsored loan programs. NMS, together with Prime Alliance (processing system), offer the convenience required to be an option in the Mortgage business, resulting in a seamless mortgage offering to your members.
What's in the Name?
This mortgage CUSO is named Neighborhood Mortgage Solutions because the main objective is to keep more of your members’ dollars in the communities and neighborhoods your credit union serves. NMS’ servicing partnership option enables the cash flow from servicing to flow back to the credit unions from which they were originated.
Neighborhood Mortgage Solutions has established relationships with federal agencies and can help your credit union offer mortgage products that include 30-year loans with as little as no money down. On all purchases, Neighborhood Mortgage Solutions allows the seller to contribute closing costs and escrow deposits for the buyer.
Neighborhood Mortgage Solution’s mortgage product offerings include Fixed, ARM, FHA, and Rural Development.
Other features include:
- In many cases, all mortgage functions, including servicing, will be kept in the credit union with the exception of FHA loans, meaning members can make their payments at the credit union or online.
- Web applications.
- Realtor use of website Mortgage Qualification Calculators.
- Lower up-front closing costs in keeping with the member-friendly approach of credit unions.
The key factor to remember is that your member will be dealing with your credit union and the Neighborhood Mortgage Solutions personnel from the application process through the loan payoff.
Mortgage Training Links
| Mortgage-U.com Product Training mortgage-u.com |
Servicing Quality Control wetzeltrott.com |
| Approved Appraiser List gonms.org [PDF] |
Other Mortgage Links
| Rural Development for Income & Property Eligibility eligibility.sc.egov.usda.gov |
FHA Website for Q&A and Additional Resources portal.hud.gov |
| Prime Alliance Login mortgages.lendervp.com |
Fannie Mae LLPA Matrix efanniemae.com [PDF] |
| Mortgage Calculator ginniemae.gov |
Servicing Quality Control wetzeltrott.com |
Founding Members
Neighborhood Mortgaage Solutions Team
For more information or to set up a consultation, please contact us.
 Greg Wischmeyer CEO (989) 497-1651 ext. 589 gwischmeyer@gonms.org
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 Shari Barker Servicing Manager (989) 497-1651 ext. 685 sbarker@gonms.org
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 Jamie York Office Manager (989) 497-1651 ext. 596 jyork@gonms.org
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 Kristy Rahn Underwriting Manager (989) 497-1651 ext. 655 krahn@gonms.org
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 Brian James Corporate Sales/Member Development Officer (616) 299-5123 bjames@gonms.org
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 Melody Capsel Audit/Compliance Officer (989) 497-1651 ext. 651 mcapsel@gonms.org
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 Leigh Lawe Servicing Agent (989) 497-1651 ext. 654 llawe@gonms.org
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 Kelcie Laleman Servicing Agent (989) 497-1651 ext. 567 klaleman@gonms.org
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 Carolyn Land Secondary Market Coordinator (989) 497-1651 ext. 688 cland@gonms.org
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 Troy Trudo Processor (989) 497-1651 ext. 587 ttrudo@gonms.org
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 Debbie VanWormer Underwriter (989) 497-1651 ext. 686 dvanwormer@gonms.org
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 Cathy Nihranz Jr. Underwriter (989) 497-1651 ext. 687 cnihranz@gonms.org
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